Ballantyne Magazine covers news, events, real estate, restaurants, shopping, health, schools and business in the upscale Ballantyne Area of Charlotte, NC.
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BALLANTYNE special fi nancial planning advertising section John Hamrick, Derek Hernquist and Pat Donovan Integrative Brings Hedge Fund Tactics to Discount Brokerage When Derek Hernquist brought his family to Ballantyne in 2006, he devoted his time to managing his own portfolio, along with those of a few friends. A former board member, chief operating officer and trading desk manager at Online Trading Inc., Derek had spent the prior three years automating the strategies that had performed best in his 15 years in the investment profession. Soon, Pat Donovan, a math whiz and former colleague, joined him, along with another self-taught trader, John Hamrick, to launch Integrative Capital LLC. The three registered investment advisors used their experience to create a hybrid approach that blends sophisticated analytical tools with old-fashioned street sense. This integration of art and science gives clients a balance between active trading and long-term investing, and access to the types of global strategies used by top hedge fund managers. Located in the Ballantyne One Building at Ballantyne Corporate Park, Integrative Capital structures portfolios for long-term growth while taking a proactive role in minimizing portfolio drawdowns. Clients enjoy the ability to hold their account with a discount broker and maintain daily access to their funds, which gives them a major advantage over investment in hedge funds. The partners, all of whom are thrilled to call Ballantyne home, invite you to dig into the educational content at their website, www. integrativecapital.com, and see how they track portfolio moves in their client letter "IC Weekly." This commitment to transparency is key to building long-term empowerment for its clients. To learn more, contact Integrative Capital at 704-401-5282 or john@integrativecapital.com. 62 BALLANTYNE MAGAZINE Robert Yatko Robert Yatko Helps Families Insure Their Financial Well-Being A successful financial future is the goal that Robert Yatko, a registered representative of New York Life Securities LLC, strives to help families achieve. During economic uncertainty, he advises people to rediscover a bedrock principle of financial security: Guarantees matter. Guarantees you can count on for life. New York Life boasts a 165- year track record, and remains one of the few financial firms today with a Triple A rating. When it comes to young families, Robert believes protection is the foundation of any financial plan. Although he advises clients to take advantage of employer-sponsored insurance, that insurance package is usually not portable, which is why he is a strong proponent of permanent life insurance. The younger you buy permanent insurance, such as whole or universal life, the longer it serves as a savings tool, with the added value of providing protection throughout your lifetime. Helping clients manage 401(k) rollovers is another of Robert's areas of expertise. With many people changing jobs, he advises re-engaging with your money and controlling how it is invested. For clients in mid-life, his watchword is "diversification," meaning that while you should have a portion of assets deployed in equities to achieve long-term growth, you also need a secure side of the asset equation with permanent whole-life policies or fixed annuities guaranteed to provide money in the event of market troubles. Robert invites you to contact him for a free consultation at 704- 512-8231 or rayatko@ft.newyorklife.com. You'll be on your way to building a solid financial foundation with The Company You Keep®. CELEBRATING TEN YEARS 2000-2010 FALL 2010